Mitch Stelling
Your Bay Area Mortgage Advisor
831-431-0726
[email protected]
CA DRE# 02212314 NMLS# 2318256
Meet Mitch
Meet Mitch Stelling, your trusted mortgage professional. A native of Santa Cruz/Bay Area, Mitch brings a wealth of market knowledge to assist you whether you're buying, selling, or refinancing a property. With a unique perspective and access to over 50+ lenders nationwide, Mitch is dedicated to helping clients achieve their financial and homeownership goals. He provides tailored guidance and education throughout the mortgage process, offering some of the best rates in the market.Furthermore, Mitch's commitment doesn't end at your purchase; he's here in the future to optimize your refinancing options and maximize your financial opportunities. With a strong focus on customer service, Mitch strives to ensure a smooth and stress-free mortgage experience, forging a lasting partnership dedicated to your ongoing financial success.
OUR LENDING OPTIONS
Traditional Loans- FICO as low as 600 and as little as 3% down!
Jumbo Loan- Up to $5M loan amounts.
Bank Statement Loan- No tax returns required!
FHA Loan- 3.5% down up to $1,150,000 loan amount.
VA Loans- 0% Down with no PMI up to $2M in Price.
Reverse Mortgage- Easy Qualifying and No Mortgages Payments.
Bridge Loans- For commercial or investment properties. Close fast & compete with cash offers!
Buy Before You Sell- Make non-contingent offers that function like all cash offers and are more likely to win in today‘s market.
Asset Depletion Loan- Qualify using assets rather than income.
DSCR Loan- For investment properties. Qualify based on rental income alone.
Why Use Mitch?
Top-Ranked Local Lending Partner
25+ years of combined financing experience
Access to 50+ lenders for better rates and lower fees
Clear, fast, and proactive communication
Creative solutions backed by a strong support team
Buy-before-you-sell options available
What his clients say:
"I worked with Mitchell Stelling on our loan. Mitch was so great to work with, despite his young age, he came equipped with knowledge and gave us great resources. The Real Estate Market was not in our favor, however, Mitch rallied alongside us and was able to find us options. He was quick to answer our questions, always available when needed. I cannot thank Mitch enough, he worked tirelessly for us, and we ended up in our dream home - hard to do in this market! Thank you, Mitch!"Erica O.
Scotts Valley, CA
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